SAP Payment Card Solution

Why Payment Credit Card Solutions for your SAP ERP and Web Store. MUDIAM continues to be in the forefront of innovation in developing PCI DSS compliant solutions for electronic payment industry. Our solutions encompass wide ranging of tokenization strategies for card industry including many variations of tokenization options for its customers, continuously finding ways to secure data by developing advanced, well-tested and innovative tokenization algorithms.


Our continuous innovation in product solution-ing for SAP customers include implementing many payment gateway integrations, tuning business processes of many companies and their vertical lines of business like consumer goods, retail, manufacturing, web stores. We are expanding integrating to all leading payment gateways integrations and implementing their advance card payment features including real-time, batch processing of multi currencies, corporate cards as well as purchase cards.


Our architecture is built under the concept of lightweight, scalable components that integrates with SAP ERP system and Internet web stores. Our MUDIAM Application Server is the heart of the system, which integrates SAP and Payment Gateway using object oriented written code – with excellent handling payment options like presale, direct sale, refunds, chargebacks using XML, Web services and background processing options using multi thread advanced computing strategies.

SAP Payment Card Services

The extensive experience in implementing SAP Payment Card solutions for SAP customers gives value added solution for SAP customers who would like to take advantage of our domain expertise. Our solution for secure, state of the art implementation using payment cards is certified by SAP after rigorous testing at SAP Labs for clients who would like to use, our automated real-time tokenized PCI compliant cutting edge solution.
 


We provide following value added services:
Customize your SAP Order-to-Cash (OTC) process based on the business process(s), and business drivers as well as vertical line of business (LOB). For example whether customer's LOB is manufacturing or retail or utilities or an oil and gas downstream business.

Customize, configure and tune your Accounts Receivables (AR) module - to be enabling to receive payments from your vendors in real-time improving the cash flow.

We help you reduce your Day Sales Outstanding (DSO) in your Accounts Receivables. This involves looking at ways to implement clearing open invoices using payment cards and customize where needed so as to reduce DSO time thus converting to cash soon as possible and more..

SAP Payment Card Partners


Why partner with us? We are a leader in Payment Cards Automation Solutions for SAP customers implementing Sales Distribution, Finance and CRM modules. We have proven solution, which is certified by SAP as an add-on solution for Payment Cards Processing in real time within your SAP ecosystem.

Our SAP solution is PCI-DSS compliant leaving you, the customer, with complete compliance, with peace of mind that Credit Card is tokenized using the AES-256 encryption technology. Our tokenized credit card solutions – leaves no trail of the original Credit Card data in your (our) SAP system.

To help our valued customers, we partnered with many strategic partners to offer compelling solutions in the electronic payment cards credit cards automation space.


Partners   

Our partners come from many different business areas, where they either offer strategic products, solutions or services to complement our core solution. Here are the types of partners we work with.

Gateway Smart App Processing Server


Gateway Smart Application Server in Symphony : As you see above the Smart App. Server works in conjunction with other products from MUDIAM – integrated and seamless way.


Enables your SAP system communicates with payment gateways for real time processing of payment cards and credit cards. This component is the bridge that communicates with your SAP system and the Payment Gateway Processor.

This product performs as a conduit for authorizations, settlements, credit memos, void, reversals, charge backs and many other credit card transaction types – integrating your SAP system with Credit Card Processing system in an amazingly integrated and secure way.

Figure: MUDIAM Middleware Smart Application Server in symphony.


This Application server is so smart – it can automate real time processing of more than 20 leading payment gateways. It's also compatible with many versions of SAP including R/3, ECC 5 and ECC 6, CRM, Business By Design and other SAP sub-modules.

Middleware Smart App server works in conjunction with our MUDIAM Token Server. Your SAP system will work in an integrated seamless way communicating via token numbers obtained from Token Server and communicating with this Application Server.

SAP Certified Payment Card Interface

SAP Certified PCI :As you see in the above depiction – our solution combines the payment card process along with the ABAP code needed to handle customer payment card scenarios.

Consists of customized settings and ABAP code that enables real time processing of payment cards. We have included custom reports for viewing payment cards transactions; perform data analytic's on transactions types including authorizations, settlements, voids, charge backs, credit memos, pre-authorization blocks, expired authorizations etc.

This plugin has custom SAP role objects for security. We also facilitate key rotation for PCI-DSS compliance. We handle various business scenarios that include open account receivables line items and their processing for many transactions types that include credit memos, refunds, voids and charge backs and many others.

 
 Figure: MUDIAM SAP PCI Add-on Plug-In in action.

Last but not least – we even enable our SAP customer to migrate their data from existing original card numbers to our tokenized card number data using our utility programs in SAP . These programs can convert card number original data in many different SAP tables to secure, tokenized data using our C++ Token Server.This solution has encapsulated many scenarios of Accounts Receivables (AR) processing in how a business process open items. Advanced blanket authorization, credit memo(s), settlement reversals, chargebacks, voids are handled via custom modules built in to the solution.